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  2. How you can arrange the first home buyer incentives  
  3. What all the costs of buying are  
  4. How much you can borrow  
   
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  Buying your first home is an adventure.
Like many adventures, however, it can also be a bit scary.


That’s why you need a knowledgeable friend, like your MAKE mortgage consultant, to guide you through the potential dangers of getting your first home loan finance package. Buying your first home is an important milestone requiring the right decisions not only in selecting the right property but in selecting the right first home loan mortgage. At MAKE, we are committed to assisting you to choose the right first home loan finance package and making the home loan application process as easy for you as possible.

Below are some steps that you will need to consider before purchasing your property.
 
  Deposit needed on your first home loan finance  
  If you have a guarantee from a relevant family member, you may not even need a deposit for your first home. However, 3 per cent of the purchase price is normally required if you don’t have such a guarantee. And some lenders today don’t require a savings history for this 3 per cent (for example, a gift may be acceptable).

Your MAKE mortgage consultant can help you work out exactly how much deposit you will need for your purchase and assist you ins electing the right first home loan mortgage.


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  Home buyers incentives for first home loan mortgages  
  The federal and state governments both offer generous incentives to first home buyers. Your MAKE mortgage consultant can help you to arrange the First Home Owner Grant and stamp duty concessions.

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  Buying costs involved in first home loan finance packages  
  The costs of buying and financing a home include the lender’s application fees, possibly mortgage insurance (if you are borrowing more than 80 per cent of the property value), your own costs (such as conveyancing and inspection costs) as well as government costs such as stamp duty. Again, your MAKE mortgage consultant can help you to determine exactly how much this will add up to and assist you with selecting the best first home loan finance package to suit your requirements.

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  Borrowing amount for first home loan mortgage  
  How much you can borrow depends on your current income and how much deposit you have saved. With our comparison service, your MAKE mortgage consultant can work this out for you quickly and easily.

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  Repayments on first home loan finance packages  
  Once you have chosen your first home loan finance package, your MAKE mortgage consultant will tell you exactly how much your repayments will be.

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  Finding the best first home loan mortgage  
  Your MAKE mortgage consultant can help you choose the first home loan mortgage package that’s right for you, without all the running around

Make Group is more than a Specialist Property Investment Group. We have the expertise and experience to specialise in Managed Investments as well as Home Loans & Mortgages including Business Finance and Specialist Equipment Finance. Whether you are looking at investing in Master Trusts or Commercial, Industrial or Retail Property Finance let Make Group source one of the best financing packages available, tailored to your particular circumstances.
 
     
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